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개인파산/자주하는 질문 (FAQ)

프린스에드워드아일랜드 (PE) 회생파산시 면제재산 종류와 범위 Bankruptcy Exemptions in Prince Edward Island

Prince Edward Island (PEI) – Exempt Property


프린스에드워드아일랜드 주 면제재산 및 면제금액

 

Exempt Property

면제재산 종류

Limit ($)

면제금액 (최대)

Descriptions

면제재산 보기

Personal Effects

개인용품, 소지품

 

Unlimited

Clothing.

채무자 같이 사는 가족들의 생활에 필요한 의복, 신발, 개인용품, 밖의 생활필수품, 시계, 반지, 목걸이, 노트북, 컴퓨터, 스마트폰 개인소지품.

Household Furniture & Effects

가구, 가전, 살림

$2,000

Furnishings and appliances; utensils, equipment, food, fuel.

가구, 가전제품, 부엌살림, 생활장비, 조명기구, 식품, 연료

(, 고가 골동품 가구는 비면제재산).

Motor Vehicle (One)

차량 한대

$6,500

(직업관련)

Car, truck, etc.

일인당 한대의 자동차 또는 트럭 .

§  One motor vehicle (needed for occupation): up to $6,500.

§  Any motor vehicle: up to $3,000.

Principal Residence

부동산 순자산 (Equity)

None

House, condo.

주택, 콘도 홈에퀴디 금액.

Tools of Trade

사업장비, 기구

$2,000

Ordinarily use for personal, business, profession

$29,100 for farmers.

주로 개인, 직업, 비지니스에 필요한 장비, 설비, 기계 .

Farm property

(Other)

$5,000

Seed for up to 100 acres, other up to $5,000.

Health Aids

의료기구

Unlimited

Wheelchairs, walking devices, hearing aids, etc.

채무자등의 일상생활에 필요한 안경, 보청기, 의치, 의수족, 지팡이, 장애보조용 바퀴의자, 밖에 이에 준하는 신체보조기구 의료기구.

RRSPs

은퇴적금

Unlimited

RRSPs with beneficiary a family member: no dollar limit.

은퇴적금 수혜자가 직계가족이면 면제재산.

  

1.    Food, fuel, household furniture, appliances: up to $2,000.

2.    Clothing: no dollar limit.

3.    One motor vehicle (needed for occupation): up to $6,500.

§  Any motor vehicle owned by the debtor not exceeding $3,000 in value

4.    Health aids: no dollar limit.

5.    Tools of your trade: up to $2,000.

6.    Farm property: seed for up to 100 acres, other up to $5,000.

7.    Principal residence: none.

8.    RRSPs with beneficiary a family member: no dollar limit.

 

If you are behind on child or spousal support payments, the above exemptions do not apply to any item but tools of your trade.

Statute: Read the Judgment and Execution Act and the Personal Property Security Act.
We strongly recommend that you contact our Financial Restructuring Specialist to review your personal situation and determine what you can keep if you file for bankruptcy or proposal.

 

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Disclaimer:    This is not intended as legal advice. This is offered for informational purposes only.     

법무사 SUNNIE JUNG  Licenced Paralegal | Financial Restructuring Specialist | info@zero-debtcanada.com     

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