Saskatchewan – Exempt Property 서스캐처원 주 면제재산 및 면제금액
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Exempt Property
면제재산 종류 |
Limit ($)
면제금액 (최대) |
Descriptions
면제재산 보기 |
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Food and fuel |
Until the next harvest |
다음 추수까지의 식품, 연료. |
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Personal Effects 개인용품, 소지품
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$7,500
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Clothing. 채무자 및 같이 사는 가족들의 생활에 필요한 의복, 신발, 개인용품, 그 밖의 생활필수품, 시계, 반지, 목걸이, 노트북, 컴퓨터, 스마트폰 등 개인소지품. |
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Household Furniture & Effects 가구, 가전, 살림 |
$4,500
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Furnishings and appliances. Or $10,000 for a farm. 가구, 가전, 전자제품, 부엌살림, 생활장비. (단, 고가 골동품 가구는 비면제재산). |
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Motor Vehicle (One) 차량 한대 |
$10,000 |
일인당 한대의 자동차 또는 트럭 등. |
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Principal Residence 부동산 순자산 (Equity) |
$32,000 |
주택, 콘도 소유주 일인당의 홈에퀴디 금액. See below. Homestead provided it is not more than one 160 acres. |
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Tools of Trade 사업장비, 기구 |
$4,500 |
Ordinarily use for personal, business, profession 주로 개인, 직업, 비지니스에 필요한 장비, 설비, 기계 등. |
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Life Insurance 생명보험 |
Certain |
Exempt if preferred beneficiaries 직계가족이 수혜자 (Beneficiary)일 경우 대부분의 생명보험 (Term, Universal, Whole Life) 은 면제대상. |
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Health Aids 의료기구 |
None |
Wheelchairs, walking devices, hearing aids, etc. 채무자등의 일상생활에 필요한 안경, 보청기, 의치, 의수족, 지팡이, 장애보조용 바퀴의자, 그 밖에 이에 준하는 신체보조기구 및 의료기구. |
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Pensions & RRSPs 연금과 은퇴적금 |
Unlimited |
All retirement savings plans: RRSPs, RRIFs, DPSPs & Pensions. |
Exempt Property for Non-Farmers:
1. Food and fuel: cash equivalent of supply until the next harvest.
2. Clothing, including jewelry, up to $7,500 in value.
3. Household furniture and appliances: up to $4,500 (or $10,000 for a farm).
4. One motor vehicle (needed for occupation): no dollar limit or up to $10,000.
5. Health aids: none.
6. Tools of your trade: up to $4,500.
7. Principal residence: up to $32,000 ($64,000 if jointly owned) to a maximum of $128,000 if held by four parties.
8. Homestead provided it is not more than one 160 acres.
9. All retirement savings plans: RRSPs, RRIFs, DPSPs & Pensions: Unlimited
10. Certain life insurance policies.
11. Pets up to a value of $2,000.
12. Prepaid Funeral Services.
13. Funds that were received as the result of compensation for injury.
Exempt Farm Property for Farmers:
1. The cash equivalent of produce sufficient to provide food and fuel for heating until the next harvest.
2. All livestock, farm machinery and equipment, including one car or truck, necessary for the next twelve months operations.
3. One motor vehicle, if required for business or profession, but not in addition to the one above.
4. Seed grain equal to two bushels per acre of land under cultivation.
5. Any trailer that is occupied by the farmer as living quarters and not in addition to the house and buildings already exempt.
6. Cash equivalent of crop equal to:
§ Unpaid harvesting costs;
§ Living expenses to next harvest;
§ Necessary costs of farming until next harvest.
7. Any trailer that is occupied by the farmer as living quarters and not in addition to the house and buildings already exempt.
Statute: Read the Exemptions Act and the Saskatchewan Farm Security Act.
We strongly recommend that you contact our Financial Restructuring Specialist to review your personal situation and determine what you can keep if you file for bankruptcy or proposal in Saskatchewan.
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※ [저작권자©ZeroDebt Canada Inc. (주)캐나다채무청산희망플러스. 무단복제 및 전재-재배포 금지] 상기의 본문은 일반적인 교육 목적으로만 제공되었으며 법적 조언이 아닙니다. 본인의 상황에 맞는 구체적 조언을 받기 위해서는 반드시 사전 선임 retainer 를 통해서 상담을 하시기 바랍니다. Disclaimer: This is not intended as legal advice. This is offered for informational purposes only. 법무사 SUNNIE JUNG Licenced Paralegal | Financial Restructuring Specialist | info@zero-debtcanada.com 1.888.510.ZERO (9376) | 647.560.HOPE (4673) | www.zero-debtcanada.com | www.facebook.com/ZeroDebtCanada | www.4debtors.ca |