Newfoundland & Labrador – Exempt Property
뉴펀들랜드 래브라도 주 면제재산 및 면제금액
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Exempt Property
면제재산 종류 |
Limit ($)
면제금액 (최대) |
Descriptions
면제재산 보기 |
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Food and fuel |
12 months’ supply |
식품, 연료: 향후 12개월간 공급분 |
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Personal Effects 개인용품, 소지품
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$4,000
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Clothing. 채무자 및 같이 사는 가족들의 생활에 필요한 의복, 신발, 개인용품, 그 밖의 생활필수품, 시계, 반지, 목걸이, 노트북, 컴퓨터, 스마트폰 등 개인소지품. |
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Household Furniture & Effects 가구, 가전, 살림 |
$4,000
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Furnishings and appliances; utensils, equipment. 가구, 가전, 전자제품, 부엌살림, 생활장비. (단, 고가 골동품 가구는 비면제재산). |
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Motor Vehicle (One) 차량 한대 |
$2,000 |
Car, truck, etc. One motor vehicle: up to $2,000. 일인당 한대의 자동차 또는 트럭 등. |
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Principal Residence 부동산 순자산 (Equity) |
$10,000 |
주택, 콘도 소유주 일인당의 홈에퀴디 금액. |
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Tools of Trade 사업장비, 기구 |
$10,000 |
Ordinarily use for personal, business, profession 주로 개인, 직업, 비지니스에 필요한 장비, 설비, 기계 등. |
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Tools of Trade 농업, 어업 종사자 |
$10,000 |
Farm or fishing or aquaculture property |
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Health Aids 의료기구 |
Unlimited |
Wheelchairs, walking devices, hearing aids, etc. 채무자등의 일상생활에 필요한 안경, 보청기, 의치, 의수족, 지팡이, 장애보조용 바퀴의자, 그 밖에 이에 준하는 신체보조기구 및 의료기구. |
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Pensions & RRSPs 연금과 은퇴적금 |
Certain types |
All retirement savings plans: RRSPs, RRIFs, DPSPs & Pensions. |
1. Food and fuel: twelve months’ supply.
2. Clothing: up to $4,000.
3. Household furniture and appliances: specific types, up to $4,000
4. One motor vehicle: up to $2,000
5. Health aids: No dollar limit.
6. Farm or fishing or aquaculture property: up to $10,000.
7. Principal residence: up to $10,000.
8. Pets.
9. Items of sentimental value: up to $500.
10. Certain pension plans.
11. Certain income.
12. Tools of your trade: up to $10,000.
§ Personal property used by and necessary for the debtor to earn income from his or her occupation, trade, business or calling to a value not exceeding $10,000.
§ Where the debtor’s primary occupation is farming, personal property, including agricultural products, ordinarily used by and necessary for the debtor to earn income from farming to a value not exceeding $10,000.
§ Where the debtor’s primary occupation is fishing, personal property ordinarily used by and necessary for the debtor to earn income from fishing to a value not exceeding $10,000.
§ Where the debtor’s primary occupation is aquaculture, personal property ordinarily used by and necessary for the debtor to earn income from aquaculture to a value not exceeding $10,000.
Statute: Read the Judgment Enforcement Act and Regulations and the Personal Property Security Act.
We strongly recommend that you contact our Financial Restructuring Specialist to review your personal situation and determine what you can keep if you file for bankruptcy or proposal in Newfoundland & Labrador.
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※ [저작권자©ZeroDebt Canada Inc. (주)캐나다채무청산희망플러스. 무단복제 및 전재-재배포 금지] 상기의 본문은 일반적인 교육 목적으로만 제공되었으며 법적 조언이 아닙니다. 본인의 상황에 맞는 구체적 조언을 받기 위해서는 반드시 사전 선임 retainer 를 통해서 상담을 하시기 바랍니다. Disclaimer: This is not intended as legal advice. This is offered for informational purposes only. 법무사 SUNNIE JUNG Licenced Paralegal | Financial Restructuring Specialist | info@zero-debtcanada.com 1.888.510.ZERO (9376) | 647.560.HOPE (4673) | www.zero-debtcanada.com | www.facebook.com/ZeroDebtCanada | www.4debtors.ca |