Manitoba – Exempt Property 매니토바 주 면제재산 및 면제금액
|
Exempt Property
면제재산 종류 |
Limit ($)
면제금액 (최대) |
Descriptions
면제재산 보기 |
|
Food and fuel |
6 개월분 |
Six months’ supply or cash equivalent. 식품, 연료. |
|
Personal Effects 개인용품, 소지품
|
Unlimited |
Clothing. 채무자 및 같이 사는 가족들의 생활에 필요한 의복, 신발, 개인용품, 그 밖의 생활필수품, 시계, 반지, 목걸이, 노트북, 컴퓨터, 스마트폰 등 개인소지품. |
|
Household Furniture & Effects 가구, 가전, 살림 |
$4,500 |
Furnishings and appliances; utensils, equipment, food, fuel. 가구, 가전제품, 부엌살림, 생활장비, 조명기구, 식품, 연료 (단, 고가 골동품 가구는 비면제재산). |
|
Motor Vehicle (One) 차량 한대 |
$3,000 |
Car, truck, etc. Non-farmers up to $3,000, farmers no limit. 일인당 한대의 자동차 또는 트럭 등. |
|
Principal Residence 부동산 순자산 (Equity) |
$2,500 |
Farm house & non-farmers up to $2,500, or $1,500 if you are a co-owner. 주택, 콘도 소유주 일인당의 홈에퀴디 금액. |
|
Tools of Trade 사업장비, 기구 |
$7,500 |
Ordinarily use for personal, business, profession $29,100 for farmers. 주로 개인, 직업, 비지니스에 필요한 장비, 설비, 기계 등. |
|
Life Insurance 생명보험 |
Certain |
Exempt if preferred beneficiaries 직계가족이 수혜자 (Beneficiary)일 경우 대부분의 생명보험 (Term, Universal, Whole Life) 은 면제대상. |
|
Health Aids 의료기구 |
Unlimited |
Wheelchairs, walking devices, hearing aids, etc. See Below. 채무자등의 일상생활에 필요한 안경, 보청기, 의치, 의수족, 지팡이, 장애보조용 바퀴의자, 그 밖에 이에 준하는 신체보조기구 및 의료기구. |
|
Pensions 연금 |
|
Locked-in pension plans. |
|
Farm property |
12 months operations |
Buildings and requirements. |
|
Farm land |
160 acres |
|
1. Food and fuel: six months’ supply or cash equivalent.
2. Clothing: no dollar limit.
3. Household furniture and appliances: up to $4,500
4. One motor vehicle (needed for occupation): non-farmers up to $3,000, farmers no limit.
5. Health aids: no dollar limit.
§ including but without limiting the generality of the foregoing a wheelchair, an air-conditioner, an elevator, a hearing aid, eye glasses and prosthetic or orthopedic equipment, that are reasonably necessary for the health or mobility of the judgment debtor or a member of his family.
6. Tools of your trade: up to $7,500.
7. Farm property: buildings and requirements for 12 months operations.
8. Principal residence: farm house; non-farmers up to $2,500, or $1,500 if you are a co-owner.
9. Farm land: up to 160 acres.
10. Items needed for religious services.
11. Locked-in pension plans.
12. Certain life insurance policies.
13. Municipal or school property.
Statutes: Read the Executions Act and the Judgments Act.
We strongly recommend that you contact our Financial Restructuring Specialist to review your personal situation and determine what you can keep if you file for bankruptcy or proposal in Manitoba.
|
※ [저작권자©ZeroDebt Canada Inc. (주)캐나다채무청산희망플러스. 무단복제 및 전재-재배포 금지] 상기의 본문은 일반적인 교육 목적으로만 제공되었으며 법적 조언이 아닙니다. 본인의 상황에 맞는 구체적 조언을 받기 위해서는 반드시 사전 선임 retainer 를 통해서 상담을 하시기 바랍니다. Disclaimer: This is not intended as legal advice. This is offered for informational purposes only. 법무사 SUNNIE JUNG Licenced Paralegal | Financial Restructuring Specialist | info@zero-debtcanada.com 1.888.510.ZERO (9376) | 647.560.HOPE (4673) | www.zero-debtcanada.com | www.facebook.com/ZeroDebtCanada | www.4debtors.ca |