British Columbia – Exempt Property 브리티시 컬럼비아주 면제재산 및 면제금액
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Exempt Property
면제재산 종류 |
Limit ($)
면제금액 (최대) |
Descriptions
면제재산 보기 |
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Food and fuel |
None |
식품, 연료. |
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Personal Effects 개인용품, 소지품
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Unlimited |
Clothing.
채무자 및 같이 사는 가족들의 생활에 필요한 의복, 신발, 개인용품, 그 밖의 생활필수품, 시계, 반지, 목걸이, 노트북, 컴퓨터, 스마트폰 등 개인소지품. |
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Household Furniture & Effects 가구, 가전, 살림 |
$4,000 |
Furnishings and appliances; utensils, equipment, food, fuel. 가구, 가전제품, 부엌살림, 생활장비, 조명기구. (단, 고가 골동품 가구는 비면제재산). |
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Motor Vehicle (One) 차량 한대 |
$5,000 |
Car, truck, etc. Or $2,000 if you behind on child support payments. 일인당 한대의 자동차 또는 트럭 등. |
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Principal Residence 부동산 순자산 (Equity) |
$9,000 Or $12,000 |
House, condo: $12,000 in Greater Vancouver or Victoria. 주택, 콘도 소유주 일인당의 홈에퀴디 금액. 비씨는 지역에 따라 상이. |
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Tools of Trade 사업장비, 기구 |
$10,000 |
Ordinarily use for personal, business, profession. 주로 개인, 직업, 비지니스에 필요한 장비, 설비, 기계 등. |
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Health Aids 의료기구 |
Unlimited |
Wheelchairs, walking devices, hearing aids, etc. 채무자등의 일상생활에 필요한 안경, 보청기, 의치, 의수족, 지팡이, 장애보조용 바퀴의자, 그 밖에 이에 준하는 신체보조기구 및 의료기구. |
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Farm property |
None |
농업 종사자 재산 |
1. Food and fuel: none.
2. Clothing: no dollar limit.
3. Household goods: up to $4,000.
4. One motor vehicle: up to $5,000 (or $2,000 if you behind on child support payments).
5. Health aids: no dollar limit.
6. Tools of trade: up to $10,000.
7. Farm property: none.
8. Medical and dental aids that are required by the debtor and the debtor’s dependants.
9. Principal residence: up to $9,000 (or $12,000 in Greater Vancouver or Victoria).
$12,000 if the debtor is a person whose principal residence is located within the boundaries of the Capital Regional District or the Greater Vancouver Regional District.
$9,000 if the debtor is a person whose principal residence is located outside the boundaries of the Capital Regional District or the Greater Vancouver Regional District.
10. RRSPs:
Effective July 7, 2008 exemptions are in effect for all registered retirement savings plans (RRSP's, RRIF's and DPSP's (Deferred Profit Sharing Plans).
Except, contributions made in the 12 months prior to the date of bankruptcy will be recovered (clawed back) for the benefit of the bankruptcy estate for RRSPs in provinces without RRSP exemption laws (BC, Alberta, Ontario, NB, and NS);
There will be no upper cap on the amount of RRSPs that can be protected;
There will be no need to set up the RRSPs in a locked in plan to make them eligible for exemption;
The court will have no jurisdiction to extend the one year claw back period in an appropriate case.
Statute: Read the Court Order Enforcement Act and Regulations.
We strongly recommend that you contact our Financial Restructuring Specialist to review your personal situation and determine what you can keep if you file for bankruptcy or proposal in British Columbia.
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※ [저작권자©ZeroDebt Canada Inc. (주)캐나다채무청산희망플러스. 무단복제 및 전재-재배포 금지] 상기의 본문은 일반적인 교육 목적으로만 제공되었으며 법적 조언이 아닙니다. 본인의 상황에 맞는 구체적 조언을 받기 위해서는 반드시 사전 선임 retainer 를 통해서 상담을 하시기 바랍니다. Disclaimer: This is not intended as legal advice. This is offered for informational purposes only. 법무사 SUNNIE JUNG Licenced Paralegal | Financial Restructuring Specialist | info@zero-debtcanada.com 1.888.510.ZERO (9376) | 647.560.HOPE (4673) | www.zero-debtcanada.com | www.facebook.com/ZeroDebtCanada | www.4debtors.ca |
