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개인파산/자주하는 질문 (FAQ)

퀘벡 (QC) 회생파산시 면제재산 종류와 범위 Bankruptcy Exemptions in Quebec

Quebec – Exempt Property   퀘벡 주 면제재산 및 면제금액

 

Exempt Property

면제재산 종류

Limit ($)

면제금액 (최대)

Descriptions

면제재산 보기

Food and fuel

Unlimited

식품, 연료.

Personal Effects

개인용품, 소지품

 

Unlimited

Clothing.

채무자 같이 사는 가족들의 생활에 필요한 의복, 신발, 개인용품, 밖의 생활필수품, 시계, 반지, 목걸이, 노트북, 컴퓨터, 스마트폰 개인소지품.

Household Furniture & Effects

가구, 가전, 살림

$6,000

 

Specific types of furnishings and appliances. See Below.

가구, 가전, 전자제품, 부엌살림, 생활장비 (특정한).

(, 고가 골동품 가구는 비면제재산).

Motor Vehicle (One)

차량 한대

Unlimited

Car, truck, etc.

일인당 한대의 자동차 또는 트럭 .

Principal Residence 부동산 순자산 (Equity)

$10,000

주택, 콘도 소유주 일인당의 홈에퀴디 금액.

Tools of Trade

사업장비, 기구

Unlimited

Ordinarily use for personal, business, profession

주로 개인, 직업, 비지니스에 필요한 장비, 설비, 기계 .

Disability aids, accident benefits

의료기구

Unlimited

Wheelchairs, walking devices, hearing aids, etc.

채무자등의 일상생활에 필요한 안경, 보청기, 의치, 의수족, 지팡이, 장애보조용 바퀴의자, 밖에 이에 준하는 신체보조기구 의료기구.

Farm property

Unlimited

Buildings and requirements.

 

 

1.    Food and fuel: no dollar limit.

2.    Clothing: no dollar limit.

3.    Household furniture and appliances: specific types, up to $6,000.

§  Movable property which furnishes his main residence, used by and necessary for the life of the household, up to a market value of $6,000.

4.    Motor vehicle: no dollar limit.

5.    Disability aids, accident benefits: no dollar limit.

6.    Tools of your trade: no dollar limit.

7.    Farm property: no dollar limit.

8.    Principal residence: $10,000.

9.    Support received through court order, donation, or bequest.

10.  Most property declared exempt by a donor or will.

11.  A certain portion of your wages and salaries, based on the number of your dependants.

12.  Benefits payable and employer contributions under an employer-sponsored pension plan.

13.  Employer contributions to pension, insurance or social welfare funds.

14.  Reimbursement of expenses incurred under a contract of accident and sickness insurance.

15.  Family papers and portraits, medals and other decorations, and documents.

16.  Items used in religious worship.

17.  Income for services as a minister of religion.

18.  Food, lodging, and transportation passes received for employment travel.

  


Statute: Read the Code of Civil Procedure.

We strongly recommend that you contact our Financial Restructuring Specialist to review your personal situation and determine what you can keep if you file for bankruptcy or proposal in Quebec.

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본인의 상황에 맞는 구체적 조언을 받기 위해서는 반드시 사전 선임 retainer  통해서 상담을 하시기 바랍니다.    

Disclaimer:    This is not intended as legal advice. This is offered for informational purposes only.     

법무사 SUNNIE JUNG  Licenced Paralegal | Financial Restructuring Specialist | info@zero-debtcanada.com     

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